Terms of Use

Last Updated: July 2026

1. Acceptance of Terms

By accessing or using the website, visitors agree to be bound by the Terms of Use. If you do not agree, you should discontinue use of the website.

2. About Sigma Risk & Compliance

‍Sigma Risk & Compliance LLC provides professional consulting services focused on regulatory compliance, risk management, operational excellence, and process improvement for financial institutions and other organizations. The information available on this website is intended to describe our services and provide general educational information.

3. Website Information

Sigma Risk & Compliance LLC provides professional consulting services focused on regulatory compliance, risk management, operational excellence, and process improvement for financial institutions and other organizations. The information available on this website is intended to describe our services and provide general educational information. Institution-specific recommendations are provided only through a formal consulting engagement.

4. No Client Relationship

Accessing this website, submitting an inquiry, downloading materials, or communicating through the website does not establish a consulting relationship, fiduciary relationship, attorney-client relationship, auditor relationship, or any other professional relationship with Sigma Risk & Compliance LLC. Professional consulting services are provided only pursuant to a written engagement agreement executed by both parties.

5. No Legal or Audit Services

Unless expressly stated in a written engagement agreement, Sigma Risk & Compliance LLC does not provide legal representation, legal opinions, accounting services, audit opinions, or services requiring professional licensure reserved by law to attorneys, certified public accountants, or other licensed professionals.

6. Intellectual Property

All website content, including - logos, graphics, written materials, compliance frameworks, templates, assessments, methodologies, training materials, and downloads is the intellectual property of Sigma Risk & Compliance LLC unless otherwise noted. Visitors may not copy, reproduce, modify, distribute, or commercially exploit these materials without written permission.

7. Permitted Use

Reasonable use is allowed in common use situations such as - to view the website, to download publicly provided resources for internal evaluation, or to share links of content.

Prohibited uses include, but are not limited to - scraping, reverse engineering, copying proprietary materials, misrepresenting affiliation, or using content for unlawful purposes. Visitors should not submit confidential supervisory information, customer nonpublic personal information (NPI), passwords, or other sensitive data through public contact forms unless specifically instructed to do so through a secure communication method.

8. Accuracy of Information

Sigma Risk & Compliance LLC strives to maintain accurate and current information; however, regulatory requirements, supervisory expectations, agency guidance, and applicable laws may change over time. We make no representation that all information available on this website reflects the most current developments.

9. Third-Party Resources

Links to third-party websites are provided for convenience and Sigma Risk & Compliance LLC is not responsible for their content or practices.

10. Disclaimer of Warranties

The website is provided "as is" and "as available" without warranties of any kind, to the extent permitted by applicable law.

11. Limitation of Liability

To the fullest extent permitted by law, Sigma Risk & Compliance LLC is not liable for damages arising from use of the website or reliance on its public content.

12. Indemnification

Users agree to indemnify and hold Sigma Risk & Compliance LLC harmless from claims arising from their misuse of the website or violation of the Terms.

13. Privacy Policy

Use of the website is also governed by your Privacy Policy

14. Changes to the Website

Sigma Risk & Compliance reserves the right to modify content, remove resources, suspend access, update services, and/or revise the Terms of Use without prior notice.

15. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising from these Terms shall be resolved in the appropriate state or federal courts located in Florida, unless otherwise agreed in writing.